When does handr block do emerald advance - Aug 20, 2022 · The H& R Block Emerald Refund Advance for 2022 offers tax refund advance loans. You must have at least $1,000 in expected refunds to qualify. Loan amounts range from $250 to $3,500. In most situations, you can expect your money to be available on your H& R Block Emerald Prepaid Mastercard on the same day.

 
See full list on americantaxservice.org . Mckesson

H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply. With a Refund Advance loan offered at H&R Block (NYSE:HRB), approved clients can access up to $3500 with 0% interest the same day they file their tax return. “Too many Americans are struggling to make ends meet,” said Les Whiting, H&R Block’s chief financial services officer. “We are here to help them get money quickly when they file ...Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 18 months or if you make a late payment. Making 17 low monthly payments of $41.23 ...See full list on americantaxservice.org See full list on americantaxservice.org Get quick access to short term credit year round with an H&R Block Emerald Advance® Line of Credit. hrblock.com Emerald Advance® — Line of Credit — H&R Block®H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply. What you need to know about an H&R Block loan. H&R Block is a large tax preparation and tax software firm that offers refund advance loans at the beginning of tax season in five loan amounts: $250, $500, $750, $1,250 and $3,500. For the 2022 filing season, H&R Block offers refund advance loans from Jan. 3 to Feb. 28, 2023.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.Dec 6, 2010 · When will hr block offer the emerald card advance in 2011? I wanted to know the same thing so i gave HR block a call, Well on Nov. 30 2011. HR Block will start the offer. Study Guides . Nov. – Jan. USE YOUR LINE OF CREDIT AND MAKE MONTHLY PAYMENTS. Draw available funds from your line of credit at www.hrblock.com/emeraldcard or downloadand log onto the MyBlock App. Each month, you’ll receive a monthly statement notifying you of your required minimum payment amount and due date.H&R Block is changing banks! On December 8, 2020, all existing H&R Block-branded accounts at Axos Bank® are moving to MetaBank®, N.A. Please know that Emerald Financial Services, LLC, an H&R Block company, will continue to service your account, so you can contact them at 1-866-353-1266 with any questions during this process.The interest-free Refund Advance h&r block Christmas loan 2023 became available on January 3, 2023, with a maximum HR block Christmas loan amount of $3500. This H&R Block Christmas loan 2022 option allows individuals to access more money based on their anticipated tax refund.Emerald Savings account features. With your H&R Block Emerald Prepaid Mastercard®. 110, make deposits and withdrawals from your Emerald Savings account. You can transfer funds between your Emerald Card® and Emerald Savings account by logging in at Emerald Card Online, or at an ATM. 117. If rising costs have you worried about holiday spending, you’re not alone. In fact, nine in 10 people are concerned about inflation and rising prices impacting the upcoming holiday season according to an H&R Block survey.*. An H&R Block Emerald Advance® line of credit 115 of up to $1,000 might be right for you. H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.May 10, 2020 · Activate an Emerald Card. To activate your Emerald Card, you'll need to call the Emerald Card help line at 1-866-353-1266. You'll be asked to input the last four digits of your card number. Follow the prompts to activate. Nov 30, 2021 · Payment notices help you accurately file and avoid return processing delays. 1 min read. November 30, 2021. H&R Block. Did you receive a 2021 stimulus or advance Child Tax Credit payment? If your answer is yes, you’ll want to be on the look-out for one or both of these letters this tax season. Advance Child Tax Credit payment recipients: look ... Dec 7, 2022 · The No Fee Refund Advance Loan requires a W-2 and other tax documents. In-person filing starts at $59. The Early Refund Advance is available from Dec. 12, 2022, through Jan. 15, 2023. The No Fee ... Once your application is approved, the Emerald Card will be delivered to your physical address. You must activate it by calling the Emerald Card Helpline at 1-866-353-1266. You should also create an online account so you can manage your money through the MyBlock mobile app. The Emerald Card allows you to get an Emerald Advance.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.KANSAS CITY, Mo., Nov. 27, 2018 (GLOBE NEWSWIRE) -- The promotional period for H&R Block Emerald Advance® line of credit launched nationally for... November 27, 2018 11:30 ET | Source: HRB Tax ...Feel confident and in control of your taxes and finances all year long with the MyBlock app. Manage your tax appointment. Connect with your tax pro. Explore mobile banking. Do it all, no matter where you are, with MyBlock. 120. Work with your tax pro from home via messaging, screen sharing, or video chat. Track your tax return in real time.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.Here’s how Emerald Advance℠ works. Application period open from Nov. 15, 2022 through Jan. 7, 2023. If approved, you could have year-round access to a line of credit whenever you need it. H&R Block Financial Services. We care about your taxes. And your financial well-being. With options like Emerald Card®, a prepaid Debit Mastercard®, you can get what you need with H&R Block. All banking products provided by Pathward, N.A., Member FDIC.Emerald Savings account features. With your H&R Block Emerald Prepaid Mastercard®. 110, make deposits and withdrawals from your Emerald Savings account. You can transfer funds between your Emerald Card® and Emerald Savings account by logging in at Emerald Card Online, or at an ATM. 117. H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.H&R Block’s Emerald advance loan is being offered in amounts of $500, $750, $1,250, and $3,000. Some taxpayers depend on their tax refunds to manage the bills, credit card payments, and unexpected expenses.Once your application is approved, the Emerald Card will be delivered to your physical address. You must activate it by calling the Emerald Card Helpline at 1-866-353-1266. You should also create an online account so you can manage your money through the MyBlock mobile app. The Emerald Card allows you to get an Emerald Advance.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.20% off next year's tax prep if you don't receive the No Surprise Guarantee. If H&R Block doesn't provide transparent pricing, free audit assistance, a transparent process, and free midyear care ...H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.Natalie Sudbury, MA. Reviewed April 25, 2023. I have used H&R Block for over 10 years to file my taxes online. I've always used the self-service option. During the 2022 tax year, my taxes became ...H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply. Jan 29, 2021 · H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply. When Does Tax Season Start at H&R Block? January 3, 2023 Tax Filing. Taxpayers now have the opportunity of going to an H&R Block store or preparing their tax returns with H & R Block online to make sure that the April 15 filing deadline is met. The IRS will start processing returns in early January this year, so there is no need to delay filing.H&R BLOCK EMERALD PREPAID MASTERCARD ® The H&R Block Emerald Prepaid Mastercard® is a tax refund-related deposit product issued by Pathward, N.A., Member FDIC. Emerald Financial Services, LLC, an H&R Block entity, is the program manager for Pathward. *This fee can be lower depending on how and where this Card is used. No overdraft/credit feature.Apr 14, 2021 · What’s the credit limit for H & are block Emerald Advance? If approved for an H&R Block Emerald Advance ®, your credit limit could be between $350-$1000. H&R Block Emerald Advance ® line of credit and H&R Block Emerald Savings ® offered through Axos Bank ™, Member FDIC. H&R Block Emerald Prepaid Mastercard ® issued by Axos Bank pursuant ... Activate an Emerald Card. To activate your Emerald Card, you'll need to call the Emerald Card help line at 1-866-353-1266. You'll be asked to input the last four digits of your card number. Follow the prompts to activate.H&R Block, Inc., or H&R Block, is an American tax preparation company operating in Canada, the United States, and Australia. The company was founded in 1955 by brothers Henry W. Bloch and Richard Bloch . As of 2018, H&R Block operates approximately 12,000 retail tax offices staffed by tax professionals worldwide.Get quick access to short term credit year round with an H&R Block Emerald Advance® Line of Credit. hrblock.com Emerald Advance® — Line of Credit — H&R Block®H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.Aug 20, 2023 · Emerald Card Login URLs H&R Block Emerald Card. https://www.hrblock.com › emerald-card-services. An H&R Block Emerald Card is safer than carrying cash.The funds in your Card Account are insured by the FDIC up to the maximum amount permitted by law. H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply. Here’s how Emerald Advance℠ works. Application period open from Nov. 15, 2022 through Jan. 7, 2023. If approved, you could have year-round access to a line of credit whenever you need it. Refund Advance. H&R Block offers an Emerald Advance line of credit to put up to $1,000 of your tax refund in your pocket well before you file. If you’re eligible, the funds will be loaded onto a prepaid Emerald Card, which works like a Mastercard credit card with a $45 annual fee and 36% interest rate.H&R Block’s Emerald advance loan is being offered in amounts of $500, $750, $1,250, and $3,000. Some taxpayers depend on their tax refunds to manage the bills, credit card payments, and unexpected expenses.Anyone approved for h r block emerald advance 2014. Govt of india approved drdo approved cos to purchage rp coin antiques? My tax refund was approved and at one point showed approved on irs.gov but all of a sudden went back to still processing? Hr block emerald advance how hard is it to getH&R BLOCK EMERALD PREPAID MASTERCARD ® The H&R Block Emerald Prepaid Mastercard® is a tax refund-related deposit product issued by Pathward, N.A., Member FDIC. Emerald Financial Services, LLC, an H&R Block entity, is the program manager for Pathward. *This fee can be lower depending on how and where this Card is used. No overdraft/credit feature.The H& R Block Emerald Refund Advance for 2022 offers tax refund advance loans. You must have at least $1,000 in expected refunds to qualify. Loan amounts range from $250 to $3,500. In most situations, you can expect your money to be available on your H& R Block Emerald Prepaid Mastercard on the same day.Anyone approved for h r block emerald advance 2014. Govt of india approved drdo approved cos to purchage rp coin antiques? My tax refund was approved and at one point showed approved on irs.gov but all of a sudden went back to still processing? Hr block emerald advance how hard is it to getMay 3, 2022 · One of the main benefits of the Emerald card is the possibility of accessing tax refund advance loans. These types of loans are offered by financial institutions to customers who anticipate receiving a tax refund. H&R Block offers tax refund advance loans of up to $3,500. Unlike other similar companies, the loans come with 0% APR. H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.Jan 29, 2021 · H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply. H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.The four available amounts are: $500, $750, $1250 or $3,000. H&R Block will verify your state-issued identification so have either a driver’s license, state ID or passport at the ready. The amount will be issued exclusively on a prepaid Mastercard Emerald Card, particular to H&R Block. Your H&R tax preparer will give you the card.The Refund Advance loan. 109 was available at participating H&R Block offices Jan. 3 – Feb. 28, 2023. Still need to get your taxes done? File today and get every dollar you deserve.Jun 10, 2021 · However, the American Rescue Plan Act changes that and gives taxpayers a much-needed unemployment tax break. Specifically, the rule allows you to exclude the first $10,200 of benefits (up to $10,200 for each spouse if filing jointly) from your income on your federal return if you have an adjusted gross income of less than $150,000 for all ... H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply. H&R Block’s Emerald advance loan is being offered in amounts of $500, $750, $1,250, and $3,000. Some taxpayers depend on their tax refunds to manage the bills, credit card payments, and unexpected expenses.H&R Block Emerald Advance® You could get a line of credit up to $1,000. ^ Emerald Advance℠ is no longer available in tax offices for this season. Make tax appointment Here’s how Emerald Advance℠ works. Application period open from Nov. 15, 2022 through Jan. 7, 2023.Jan 29, 2021 · H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply. H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply. H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.In conclusion, the H&R Block Emerald Advance 2023 started on November 18, 2023, offering a financial safety net for clients during the holiday season and into the 2023 tax season. As always, customers should reach out to their local H&R Block office or visit the company’s website for the most accurate and updated information.Access the Emerald Card Cardholder Agreement to learn more. You can also contact us at 1-866-353-1266. There is no charge for contacting us. H&R Block Emerald Prepaid Mastercard® is issued by Pathward, N.A., Member FDIC, pursuant to license by Mastercard.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.Emerald Advance® — Line of Credit — H&R Block® - H&R Block®. Get quick access to short term credit year round with an H&R Block Emerald Advance® Line of Credit. 184184. 3K comments 132 shares. Share. H&R BLOCK EMERALD PREPAID MASTERCARD ® The H&R Block Emerald Prepaid Mastercard® is a tax refund-related deposit product issued by Pathward, N.A., Member FDIC. Emerald Financial Services, LLC, an H&R Block entity, is the program manager for Pathward. *This fee can be lower depending on how and where this Card is used. No overdraft/credit feature.H&R Block Emerald Advance® You could get a line of credit up to $1,000. ^ Emerald Advance℠ is no longer available in tax offices for this season. Make tax appointment Here’s how Emerald Advance℠ works. Application period open from Nov. 15, 2022 through Jan. 7, 2023.Emerald Savings account features. With your H&R Block Emerald Prepaid Mastercard®. 110, make deposits and withdrawals from your Emerald Savings account. You can transfer funds between your Emerald Card® and Emerald Savings account by logging in at Emerald Card Online, or at an ATM. 117. Nov 23, 2015 · November 23, 2015 at 10:00 AM. KANSAS CITY, MO-- (Marketwired - November 23, 2015) - The H&R Block Emerald Advance® (1), a year-round line of credit, is now available for qualified applicants who ... H&R Block Financial Services. We care about your taxes. And your financial well-being. With options like Emerald Card®, a prepaid Debit Mastercard®, you can get what you need with H&R Block. All banking products provided by Pathward, N.A., Member FDIC.

Jul 31, 2023 · H&R Block offers a range of ways for people to file their taxes. But, by far, the most popular option is online filing. Online filing will be available to use as soon as H&R Block 2023 is released in early November. Then, you can begin preparing your taxes, and H&R Block will do the rest. . Hdnhormx

when does handr block do emerald advance

Nov 9, 2020 · H&R Block Free Online. H&R Block Free Online is designed for people with less complex filing situations, including taxpayers who have W-2 income, kids and rent, as well as students and first-time filers. H&R Block Free Online includes an easy-to-use help center to provide guidance along the way and answer common questions. 2.9 "Emerald Advance" means the H&R Block Emerald Advance® line of credit originated by Pathward. 2.10 "Equipment" means the equipment you use to access the Services, including but not limited to items such as a Mobile Device, desktop computer, or a laptop computer.If you don’t get a notice, you’ll need to call: Bureau of Fiscal Services at 800-304-3107. TDD at 866-297-0517. Contact the agency listed on the notice if: You believe you don’t owe the debt. You’re disputing the amount of money that has been taken from your refund. Contact the IRS only if your original refund on the debt offset notice ... If rising costs have you worried about holiday spending, you’re not alone. In fact, nine in 10 people are concerned about inflation and rising prices impacting the upcoming holiday season according to an H&R Block survey.*. An H&R Block Emerald Advance® line of credit 115 of up to $1,000 might be right for you. 2.9 "Emerald Advance" means the H&R Block Emerald Advance® line of credit originated by Pathward. 2.10 "Equipment" means the equipment you use to access the Services, including but not limited to items such as a Mobile Device, desktop computer, or a laptop computer.H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.Nov 30, 2021 · Payment notices help you accurately file and avoid return processing delays. 1 min read. November 30, 2021. H&R Block. Did you receive a 2021 stimulus or advance Child Tax Credit payment? If your answer is yes, you’ll want to be on the look-out for one or both of these letters this tax season. Advance Child Tax Credit payment recipients: look ... H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply. See answer (1) Best Answer. Copy. Reloading a H&R Block Emerald card is done by visiting a participating partner (online or in person),provide the correct information and ID. Then after fees are ...H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply.Jul 22, 2022 · Once your application is approved, the Emerald Card will be delivered to your physical address. You must activate it by calling the Emerald Card Helpline at 1-866-353-1266. You should also create an online account so you can manage your money through the MyBlock mobile app. The Emerald Card allows you to get an Emerald Advance. Nov. – Jan. USE YOUR LINE OF CREDIT AND MAKE MONTHLY PAYMENTS. Draw available funds from your line of credit at www.hrblock.com/emeraldcard or downloadand log onto the MyBlock App. Each month, you’ll receive a monthly statement notifying you of your required minimum payment amount and due date.List of all fees for H&R Block Emerald Prepaid Mastercard® All fees Amount Details Add money Fees of up to $4.95 may apply when reloading your Card Account at Cash reload $4.95 authorized retail reload providers. These fees may vary based on location and are assessed by the reload provider and may be subject to change without notice.November 23, 2015 at 10:00 AM. KANSAS CITY, MO-- (Marketwired - November 23, 2015) - The H&R Block Emerald Advance® (1), a year-round line of credit, is now available for qualified applicants who ....

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